After his mothers death, the "unlucky" Lucky spirals into despair until quirky, friendly ghosts intervene, saving him repeatedly to enlist his help in completing their unfinished business for salvation. Falling for Nidhi along the way, he discovers their deaths stemmed from a financial crisis and joins their chaotic bank heist plan to secure peace. This family-friendly Kannada comedy blends supernatural aid with heist thrills, budding romance, and laugh-out-loud mishaps.